Public Adjuster FAQs

Public adjusters are private insurance adjusters who represent the public. They deal with claims for damages that are questionably covered by an insurance policy or that may or may not exceed the liability limit of an insurer. Their job is to prove that the policyholder is deserving of as much compensation as possible. 

Public adjusters often negotiate with insurance companies on behalf of policyholders. They may also investigate damage to property or injuries sustained in an accident, interview witnesses, review police reports, offer expert testimony in court proceedings, and provide advice about rebuilding options.

Public adjusters are professionals who act as an intermediary between the insurance company and the insured. They help people to recover losses after a natural disaster or event by guiding them through the insurance claims process.

Public adjusters are professionals who help you in your insurance-related matters. They are not an insurance company but they work on behalf of the policyholder and represent their interests in a claim. They can be hired by the insured or their family, or they can be retained by the insurer to manage claims for policyholders.

The main duties of public adjusters are to negotiate with the other party, to act as a mediator, to act as an investigator and provide expertise on claim settlement procedures.

A public adjuster’s job is to get their clients the most money for their claim. They do not represent the insurance company, but rather the policyholder.

While these adjusting professionals are not lawyers, they have a lot of experience with how insurance policies work and may have an inside scoop on how to get more out of your claim. When you hire a public adjuster you will be working with them exclusively.

If you are concerned about the potential cost of damages to your property, it is a good idea to hire a public adjuster from the beginning to ensure that the process is taken care of correctly. However, if you’d like to at least try things for yourself first, follow these steps:

1) Get a reasonable estimate of damages.

2) Make sure that you have sufficient insurance coverage.

3) Get an appraisal if there is any question about the value of your property.

4) If you are not satisfied with the insurance company’s settlement offer or if there are other issues that need to be resolved, this would be the time to hire a public adjuster to ensure that your are being compensated appropriately.

Adjusters are the people who deal with insurance claims on behalf of an insurance company. They are also called insurance agents, claims adjusters, or even field adjusters.

Public adjusters are professionals who handle this process for policyholders or clients on their own, without being affiliated with an insurance company.

The main difference between these two is that while an adjuster works under the supervision of the insurer, a public adjuster is not beholden to any one company and can work for whomever they please.

Public adjusters are responsible for assessing damage to residential property, knowing what amount is required to restore the property, determining that the property owner has an adequate policy to cover these losses, negotiating with the insurance company on behalf of the property owners.

Some of their job duties include assessing damage to residential property, determining if there is enough insurance coverage, inspecting buildings and structures for damages. They also deal with negotiations between homeowners and insurance companies.

Public adjusters handle a variety of property and casualty insurance claims.

Public adjusters are typically called in by the insured when the insurer and the insured cannot agree on how to settle a claim. The public adjuster is usually seen as a neutral party who can settle any disputes that may arise between the insured and the insurer.

Some of the types of property or casualty insurance claims that public adjusters deal with include:

-Fire damages (home, business, commercial)

-Frozen pipes and other ice-related damages

-Windstorm (hurricane) damage (home, business, commercial)

-Earthquake damage (home, business, commercial)

-Flood damage (home, business)

-Business interruption

Public adjusters may be the best option for people who want to get fair compensation, since insurers don’t always take care of their insureds. On this point, there are no drawbacks to using a public adjuster. However, you should be aware that it can cost more than just going with the insurance’s adjuster as the public adjuster will take a percentage of the final settlement amount.

Additionally, public adjusters are not regulated by any government agency, which means that there is no oversight on the quality of their work and there is no quality control on how they operate. This can be a problem for people who seek assistance during their insurance claims, because these public adjusters can lead to more trouble than they’re worth. When seeking out a public adjuster for your insurance claim, make sure you’re getting an affordable, trustworthy, and reliable company. Crestview Public Adjusters has hundreds of 5-star reviews from happy customers. Contact us today to learn more about our claims process.