When a fire destroys parts of your property, it’s more than just a physical loss—it’s an emotional and financial challenge. For a property owner in Toms River, NJ, the aftermath of a fire that ravaged two units and caused extensive smoke damage across neighboring spaces was nothing short of overwhelming. But with the expert team at Crestview Public Adjusters on their side, this seemingly impossible situation turned into a major success.
Here’s how we navigated the complexities and secured over $1.5 million to help restore the property to its former glory.
The Problem: Complete Destruction and Widespread Smoke Damage
The fire didn’t just damage the two units it directly impacted; it left a trail of destruction that extended to adjacent units, all thanks to a firewall that didn’t reach the roof. The damage wasn’t just cosmetic—it was structural, and the smoke contamination posed a health risk. The owner needed more than just repairs; they needed a full rebuild and a plan to bring the property back to pre-loss conditions.
The Challenge: Structural Damage, Code Compliance, and Policy Limits
The first challenges we faced were clear: assessing the structural damage, dealing with code requirements, and figuring out how to work within the insurance policy’s coverage limits. With smoke damage creeping into neighboring units, this wasn’t a simple rebuild. The firewall issue made the loss scope more complicated, and the insurance coverage didn’t necessarily align with the true cost of full restoration.
But we weren’t about to let those hurdles stand in the way of a fair recovery.
The Strategy: Collaborating with Experts for a Complete Restoration
Crestview Public Adjusters jumped in and took charge of every step of the process. We partnered with professional building consultants, engineers, and architects to ensure the restoration was both thorough and up to code. Every aspect of the rebuild was carefully documented and planned, from structural assessments to necessary code upgrades. Our detailed reports showed the full extent of the damage and the steps needed to return the property to its original state.
We weren’t just looking to fix what was broken – we were determined to ensure a complete, compliant restoration.
The Outcome: A $1.5 Million Payout
After navigating all the complexities, we secured a full payout exceeding $1.5 million. This covered all repairs, replacements, and the necessary code upgrades. The property owner was able to rebuild, restore, and ensure that their property was up to code – and in the process, they got more than they initially thought possible.
If you’re dealing with a fire, flood, or any other disaster, don’t go it alone. Let Crestview Public Adjusters fight for you and make sure you get the payout you deserve. Our fire damage public adjusters are here to turn your worst day into a win.
Need help with a claim? Schedule a free consultation today and let us guide you through the process to a successful settlement.
