Water Damage Insurance Claims
Learn how Crestview Can Help With Your Water Damage Insurance Claim
Call 24/7 for a FREE Claim Assessment
Dealing With a Water Damage Claim
No matter where you are in New Jersey, New York, Connecticut, Pennsylvania or Texas chances are you’ve been directly impacted by the effects of water damage, or you know someone who has experience with water damage.
In either case, you know that dealing with water damage and water damage claims can not only be challenging but in some cases overwhelming.
Unexpected disasters or unfortunate circumstances are already overwhelming enough. Whether the cause of your water damage is a plumbing mishap, flooding, or some other unfortunate event, you never get used to water damage and it is never something you want to deal with.
Commone Questions After Water Damage To Your Home or Business
- How Will We Fix This?
- Can I Fix This Myself?
- Will Our Insurance Cover This?
- Can My Insurance Company Help Me?
- What If They Can’t Help?
How Crestview Can Help
This is why you need to have a team of industry experts who can give you both the answers and the resources you need. These solutions include having the experience it takes to know what your options are and provide effective solutions to help you file your water damage claim. This includes getting all the information and documentation your insurance company needs to process your water damage claims quickly and properly, the first time!
At Crestview Public Adjusters, our goal is not only to help you recover from water damage to your home or business as quickly as possible. It is also our goal to make sure your water damage claim receives the care and attention it needs from your insurance company. Whether you’re currently dealing with the effects of water damage or if you’re just looking for water damage claim information and resources, we can help.
The Water Damage Claim Process
Water damage insurance claims can be incredibly time-consuming. This is especially true when it comes to getting the claim processed and resolved quickly.
There are many steps that one must go through, and each step takes time and effort to complete. This article will walk you through the basics of water damage insurance claims, and how to make sure your claim is processed correctly and quickly.
Step 1: Report the damage to the insurace company
If you experience a plumbing issue or flooding in your home, it’s important that you report the incident as soon as possible. Without reporting the damage, you can’t receive any of the necessary compensation for damages sustained on your property. If there’s a delay between reporting the incident and taking care of things like cleaning up or repairing your plumbing system, it will lead to an increase in damages
Step 2: Meet with the insurance adjuster
Keep in mind, that the job of an insurance adjuster is to investigate the value of your claim and settle it quickly with the lowest cost possible. Make sure you review your policy and know what is covered before speaking or meeting with the adjuster. Gather as much evidence and information as possible, such as photographs, written estimates, and receipts for any costs you have paid. Be sure to be polite and blunt with the adjuster but don’t volunteer unnecessary opinions or superfluous information.
Step 3: Receive your Claim Verdict
After the damage assessment, the insurance adjuster typically has two to three weeks to decide whether your water damage claim is valid. During this waiting period, you should be looking for contractors to use and get estimates for the work that needs to be done.
The claim negotiation can be a long process. You’ll need to be patient and negotiate to receive the best offer and never suggest your own settlement number before the insurance company puts in its estimate.
Step 4: Negotiate and agree on terms
If the amount seems fair based on the repair estimates you’ve received, you can agree to their terms and sign the settlement. The funds are then supposed to be transferred to you within a few days.
However, if you aren’t happy with the insurance verdict or feel there was something that they didn’t include in the claim, you can still negotiate with your insurance company. This might be a great time to contact a public adjuster to examine whether or not the insurance company’s assessment was fair. Crestview Public Adjusters specialized in water damage insurance claims and can provide you with a free consultation to discuss your specific case.
