A Public Adjuster is a licensed insurance professional that specializes in managing every aspect of an insurance claim on behalf of the policyholder. A Public Adjuster is hired by the insured to advocate in support of the policyholder’s interests exclusively. Public Adjusters are experts on property loss or damage and are hired by the policyholders of residential and commercial properties. Their services include but are not limited to; Policy review, estimates, expert reporting, and negotiating on behalf of the insured. Public Adjusters use their expertise and knowledge of the insurance business, insurance policies, and insurance claims process to maximize the compensation received by the insured given the specific endorsements or coverage of the particular policy in place. Public Adjusters are not only trained to assist in getting a settlement but to look out for and document damages that may not be obvious; ultimately maximizing the recovery. Most importantly they ensure that a claim is properly handled and approved by the insurance carrier.
A Public Adjuster inspects the loss immediately and performs the following tasks:
- Inspection, Evaluation, Negotiation with the carrier, and final settlement offer
- Reviews the insurance policy to determine coverage
- Analyzes damages
- Assembles claim support data
- Determines current replacement costs
- Presents the claim and relevant documentation to the carrier representative
- Exclusively serves the policyholder/insured and not the insurance company.
As licensed Public Insurance Adjusters, we represent the policy holders (you) when filing a claim with your insurance company to ensure that you recover any and all claim funds that you are entitled to within your policy provisions.
If you or someone you know has recently experienced property damage or loss on commercial or residential properties, please reach out to us to discuss how we can help you maximize your property insurance claim.
For your complimentary inspection/review feel free to reach out.
